100% Locally Owned, Independent and Free

100% Locally Owned, Independent and Free

Business 2 Business: The new trend in investment property borrowing

Sponsored Content

Do you have a news tip? Click here to send to our news team.

Industrial site sells for $3.4m in off-market deal

A freestanding industrial facility has fetched $3.4 million in an off-market transaction, highlighting the ongoing strength of the Sunshine Coast market. The sale of the More

$250k makeover for supported living home

Five housemates have moved back into their supported independent living house after a five-month, $250,000 renovation to refresh and modernise their ‘family’ home. Buderim housemates More

Ashley Robinson: Big losses to our community

I probably didn’t realise how the new-age digital world would impact simple but important things that we normally take for granted. What I am on More

Deadly snake found far from home sparks investigation

A highly venomous snake has been found far from its usual range, sparking a rare job for snake handlers and an investigation by authorities. A More

Long-term holiday park tenants could be phased out

Sunshine Coast Council may gradually phase out long-term residents at a local holiday park by adopting a “natural attrition” approach to tenancy agreements. Currently long-term More

Duo charged over alleged armed carjacking

Two people have been charged after investigations into an alleged armed robbery and assault incident on Sunday. After intensive investigations by the Petrie Criminal Investigation More

Self-managed super funds (SMSFs) are gaining traction in Australia as a popular vehicle for investment property acquisition, reflecting a broader shift in retirement planning strategies.

This trend is driven by the desire for greater control over superannuation investments and the potential for significant financial returns.

With the Australian property market showing resilience, many people are exploring the benefits of limited recourse borrowing arrangements to finance property investments. These arrangements allow SMSFs to borrow for purchasing property assets. This structure mitigates risk, making it an attractive option to diversify retirement portfolios.

Many mainstream lenders have largely shunned this lending market recently but non-bank lenders are competing aggressively for this rapidly growing segment. The cost of borrowing and the complexity of establishing a SMSF has reduced significantly relative to non-SMSF lending products, making it an attractive investment proposition again.

Only a small percentage of mortgage brokers in Australia regularly write these loans. Potential investors should be mindful of the complexity and regulatory requirements involved and seek support from a mortgage broker (such as us) with extensive experience in SMSF borrowing.

Matt Punter, Director, Punters Finance and TSC Mortgage Brokers, puntersfinance.com.au and thesavingscentre.com.au

This column is part of our Business 2 Business (B2B) series featuring industry leaders sharing their expertise. For more great articles, SUBSCRIBE to our FREE news feed, direct to your inbox daily. All you need to do is enter your email below.

Subscribe to SCN’s free daily news email

This field is hidden when viewing the form
This field is for validation purposes and should be left unchanged.
[scn_go_back_button] Return Home
Share